Our History

Ripple of One empowers low income families by giving them the tools and support needed to create better habits and reach their full potential.  It is not a charity. Rather, it matches client efforts with appropriate incentives to inspire families to break free from the cycle of poverty. 85% of our annual funding comes from businesses and donors in the community - 15% comes from grants.


United Way

Building Tomorrow

David McCutheon

You can make the world a better place... one family at a time.

Founding & Background

Ripple of One

was founded in 2010 when Stephanie Enders went to David McCutcheon, Director of the United Way of Oconee County, to discuss a way to incentivize struggling families to move beyond government assistance. Her insight was gained through fifteen years of volunteering in homeless shelters and another 5 years of mentoring in the Family Friends Program directed by Sandra Pruitt. Her experience with Family Friends crystallized into a program that merges financial literacy, accountability, mentoring and tailored incentives. This is how Stephanie describes her approach: “Ripple of One was created after I had the opportunity to be a mentor for low income families. I became a family friend, motivator and cheerleader to the parent I was matched with. All the families I worked with lived in government housing or mobile homes. I started to discover some common threads. A thread of not knowing that God has given them gifts and talents they’re not using. Also a thread of being “stuck” with little incentive to move out of their current situation. Sandra taught me that mentoring was key - without a relationship and trust - it's hard to make a difference in a life. With the help of brainstorming with Sandra we added some " ingredients" that has empowered many families."


All were living day to day just trying to survive and pay the bills. Many had items that were keeping them chained to debt. Some examples…satellite or cable accommodated by a large flat screen TV, rented furniture and internet.

The unneeded expenses were sometimes adding up to between $300 to $600 per month and for some were paid for by loans. Even though they were struggling to keep a roof over their head, these items gave them joy for the day.

I know I would have done the same given a situation that doesn’t have a way out. Why not have these luxuries if my life won’t get any better?.