Our History

Ripple of One empowers low income families by giving them the tools and support needed to create better habits and reach their full potential.  It is not a charity. Rather, it matches client efforts with appropriate incentives to inspire families to break free from the cycle of poverty. 85% of our annual funding comes from businesses and donors in the community - 15% comes from grants.

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United Way

Building Tomorrow

David McCutheon

You can make the world a better place... one family at a time.

Founding & Background

Ripple of One

was founded in 2010 when Stephanie Enders went to David McCutcheon, Director of the United Way of Oconee County, to discuss a way to incentivize struggling families to move beyond government assistance. Her insight was gained through fifteen years of volunteering in homeless shelters and another 5 years of mentoring in the Family Friends Program directed by Sandra Pruitt. Her experience with Family Friends crystallized into a program that merges financial literacy, accountability, mentoring and tailored incentives. This is how Stephanie describes her approach: “Ripple of One was created after I had the opportunity to be a mentor for low income families. I became a family friend, motivator and cheerleader to the parent I was matched with. All the families I worked with lived in government housing or mobile homes. I started to discover some common threads. A thread of not knowing that God has given them gifts and talents they’re not using. Also a thread of being “stuck” with little incentive to move out of their current situation. Sandra taught me that mentoring was key - without a relationship and trust - it's hard to make a difference in a life. With the help of brainstorming with Sandra we added some " ingredients" that has empowered many families."

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All were living day to day just trying to survive and pay the bills. Many had items that were keeping them chained to debt. Some examples…satellite or cable accommodated by a large flat screen TV, rented furniture and internet.

The unneeded expenses were sometimes adding up to between $300 to $600 per month and for some were paid for by loans. Even though they were struggling to keep a roof over their head, these items gave them joy for the day.

I know I would have done the same given a situation that doesn’t have a way out. Why not have these luxuries if my life won’t get any better?.